Ask any kid with an allowance: If you want the toy, you need to have the money to pay for it.

In the case of the government, if you don’t have the tax revenue you can’t provide the services.

Looking at a $2.5 billion shortfall over the next two years, Virginia won’t be able to buy all the toys it wants. Unfortunately, budget cuts are a bit more important than not getting the SpongeBob SquarePants Boating School playset.

Governor Kaine announced his “Revenue Reforecast and Budget Plan” for 2009 and 2010, which reduces spending, as they say, across the board: It includes 567 layoffs and cutting General Fund spending by $222.3 million in 2009. (And yes, the Governor is taking a salary cut as well.)

The full plan — called, ominously, “FinalPlan” — is 63 pages long. As a service to you, though, we’ve separated the pages that affect housing. Specifically, two pages of cuts being made at the Department of Housing and Community Development.

Some samples: $1.1 million cut from the Virginia Enterprise Zone Program … $50,000 from the Virginia Enterprise Initiative grant program … code-compliance inspector hiring delayed … four staff persons laid off ….

You get the idea.

So next time your car falls into a pothole, or the customer service rep behind the counter at the DMV is a little less friendly, breathe in, smile and think of all the taxes you’re saving.