Great News for Your First-time Homebuyers

Now, more homebuyers may qualify for a VHDA FHA Plus or Homebuyer Tax Credit Plus loan that offers an affordable fixed rate and help with the down payment.

 Income limits increased in all areas of the state and sales price/loan limits increased in most areas. 

 A summary of the new limits is noted below.  Visit for complete details.                                  

Area Maximum Gross Household Income Sales Price / Loan Limits
  1 –  2 person 3 or More Persons  
Washington DC./No.VA MSA          Warren County                       $97,500$70,000 $112,950$ 81,000 $450,000  $450,000


Winchester -Frederick


  $70,000    $81,000  $325,000
Culpeper/Essex/Rappahanock $70,000 $81,000 $310,000
King George County $73,000 $84,500 $310,000
Remainder of State $70,000 $81,000 $245,700