Last week’s lackluster national jobs report and continuing financial problems in Europe have investors ditching their stocks in favor of surer bets like U.S. Treasury bonds. That’s sending mortgage rates lower still, with the 15-year fixed mortgage hitting an all-time record low of 4.20%. The 30-year loan came in at 4.79%.

Some believe rates could drop further, and that the record low point for 30-year fixed loans, which currently stands at 4.71%, could fall.

(photo credit)