Interesting story from the Washington Post and Bloomberg.

The Supreme Court of South Carolina on Tuesday ordered lenders not to proceed with foreclosures in the state until they can demonstrate that they have given troubled homeowners a meaningful opportunity to modify their loans.

and

[T]he court order requires foreclosure attorneys to certify that a troubled borrower was given an opportunity to modify his or her loan. This applies to foreclosure actions pending on or after May 9.

If a loan modification is denied, the borrower must be informed in writing and given a chance to respond, the court order says.