You know the hands-off approach won’t last forever, but at least for the moment there are no plans for Fannie Mae and Freddie Mac in the budget deal that (finally) ended the debt-ceiling debacle debate.

Per the Congressional Budget Office (which, having no horse in the race, is probably accurate, or at least trustworthy), early plans for the budget included a restructuring of Fannie and Freddie, that would have saved about $30 billion, but would have meant raising guarantee fees. But that was nixed because it was considered “revenue” and you can’t close a budget gap by increasing income, of course.

The latest CBO report on the budget plan says that not only were F&F untouched in the final bill, but so was any mention of lowering the FHA’s conforming loan limit on October 1 — something Realtor associations point out is a bad idea.

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