Back in May, we told you that 39% of 2010 homebuyers wouldn’t meet the proposed standards for qualified residential mortgages, which included a requirement for a 20% down payment.

Now LendingTree says that its data show that no state averages 20% or more down on mortgages — in other words, confirming that not a lot of people meet that requirement.

Luckily, the 20%-down proposal is all but dead, as lawmakers and regulators work to come up with a QRM standard that’s realistic and also protects taxpayers from having to bail out banks yet again.