If you get a credit card offer, it comes with a standard disclosure mandated by the government so banks can’t pull a fast one:

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The Consumer Financial Protection Bureau is now looking at a similar disclosure for mortgages to increase transparency and allow consumers to make informed decisions when comparing rates from different lenders. It’s part of the CFPB’s Know Before You Owe project.

The agency has finished one round of testing, and it’s planning more, but in the meantime it’s put a prototype form up for public comment.

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Click here to read the (short) explanation, or click here to jump right to a PDF of the proposed form