Much has been made of the potential — somehow — of the Federal Housing Administration running out of money. After all, it had to help bail out all those banks when the Great Recession started.

Contrary to what you may have heard, says NAR, FHA isn’t in danger of going under. But — like a lot of other rumors in an election year — this one keeps circulating.


“There has been considerable coverage in the media about the health of FHA’s reserves, with some stories speculating whether FHA will need a bailout by Congress. To address these issues and also explain the premium increase, which affect home buyers wanting to use FHA-backed financing, we produced this short video on the topic.”

Here ya go: